First Trust Capital Financial provides six new programs to meet your financial requirements.

Business Line of Credit
For business owners, First Trust Capital Financial offers lines of credit from $30,000 to $5 million. Our legal team of financial experts will build your company's credit through Dunn & Bradstreet so that we can obtain a line of credit for your business.

Hard Money Loans
A loan of "last resort" or a short-term bridge loan, hard money loans are backed by the value of a property, not by the credit worthiness of the borrower. Hard money loan-to-value (LTV) ratios are 55-65 percent of the value of the property.

Loan Modification / Loss Mitigations
A loan modification is a permanent change in one or more of the terms of a loan, allowing the loan to be reinstated with lower payments the borrower can afford.

Second Mortgage/ Debt Consolidation Loan
This is a type of personal loan you can use to pay off debts such as credit cards, medical bills and other loans. This program allows you to make a single payment on your multiple debts by working with a single creditor. This creditor then makes monthly payments to your creditors, thereby reducing the outstanding balance on each of your debts.

Debt Remediation
Debt Remediation eliminates outstanding debts for less than the amount owed to creditors. In this process, we negotiate with your creditors for an agreed-upon substantially lower amount. You stop paying monthly installments to your creditors and instead make one lump payment to settle the account. With this program the item then can be permanently deleted from your credit report and shown as "paid." Debt Remediation does not affect your FICO score as much as debt settlement.

Debt Settlement
Debt settlement, like debt remediation, is a process to eliminate your outstanding debts for less than the amount owed to creditors. In this process, however, you stop paying monthly installments to your creditors and instead save the money. When you have saved at least 50 percent of the total amount you owe, we negotiate with your creditors for a settlement. This procedure will affect your FICO score.

1. FTC- Mortgage, Inc. is certified with a California Finance and Lender License (CFL). Respected for his financial knowledge, Mr. Raoufi recently met with the Orange County Small Business Administration to discuss how to help the American economy by advising small business owners about how to maintain healthy credit.


2. FTC-Mortgage, Inc. has a prestigious AA rating with the Better Business Bureau for our mortgage / Loan services.


3. First Trust Capital Financial is backed with industry knowledge and 15 years of combined experience plus a network of legal advisors.


4. We offer the highest level of quality customer satisfaction or your MONEY BACK!

First Trust Capital Financial
3200 Santa Monica BLVD. # 208
Santa Monica, CA. 90404
Office (310)-586-3000
Fax (310)- 586-3002
WWW.FTCFINC.COM